Free online personal budgeting and financial planning software免费在线个人收支预算和财务规划软件

Posted on October 30, 2007 at 2:53 pm张贴于2007年10月30日，在下午2点53分

I’ve been using Quicken to manage my personal finances and budgets for over a year now and have been pretty happy.我一直在用，加快管理我的个人财政和预算超过一年，现在已相当愉快。 Note “pretty”, but not completely.注"漂亮" ，但并不完全。 As a personal financial management software, Quicken does a good job of pulling in data from multiple accounts and generating pretty reports on spending, etc. However, it doesn’t support some of my financial institutions and it only runs on my laptop.作为一个个人财务管理软件，加快并做好拉力数据，从多个帐户，并生成漂亮的报告，支出等，不过，它不支持我的一些金融机构，它不仅违背了我的笔记本电脑。

Mint.com mint.com , a very cool web-based financial planning software that’s completely free, is super quick to setup and brings you all of the power of Quicken to the web! ，这是一个很冷静的基于网络的财务规划软体的完全免费的，是超快速设置，并带你所有的力量，加快向网！ Mint.com has some pretty nice features: mint.com有一些相当不错的特点：

1. Keep your finances in one place - Just like Quicken, you can see all of your bank and credit card transactions in one place. 1 。 保持自己的财务集中在一个地方 -就像加快，你可以看到您所有的银行和信用卡交易集中在一个地方。 Another cool thing about Mint is that you can label your transactions so you know which bills to split with friends, which bills need to be reimbursed, etc.又酷的一件事造币厂是你的标签，可你的交易，让你知道哪些法案分裂与朋友，其中法案需要报销等。

2. Keep tabs on your financial health - Quickly access information such as your total cash, total debt, and current net worth. 2 。 掌握你的财务健康-快速存取资料，如你的现金总额，负债总额，而且当前的净值。

理财

3. Support for many banks - Mint.com supports over 3,000 US banks and credit card companies. 3 。 支持许多银行 -m int.com支持超过3 ,000美国的银行和信用卡公司。 Once it’s added, Mint keeps is balanced and up-to-date.再次，它的补充，薄荷，是保持平衡和不断更新的。 Unlike Quicken where you have to manually click Update, Mint does this for you.不像加快那里，你必须手动点击更新，薄荷，这是否适合你。

个人财务软件

4. Know where your money goes - Transactions are automatically categorized so you’ll know how much you’re spending on gas, food, rent, and more. 4 。 知道自己的钱花在何处 -交易自动归类，所以你就会知道有多少，你花了天然气，食品，房租，和更多。 You can break reports down by category, merchant, etc.你可以打破报告了按类别分，商船等。

造币厂支出

5. Setup up alerts on any account - Another nice thing you can setup on Mint are alerts for low balances in any bank accounts, credit card due dates, high charges on credit cards, bank fees, etc. 5 。 安装了警报，对任何账户 -一项不错的事，你可以安装在造币厂是警报低结余在任何银行帐户，信用卡到期日，高收费，信用卡，银行手续费等。

个人预算软件

Of course, the most asked question about this kind of service is how secure is your data going to be.当然，最问的问题，这种服务是其安全性如何，是你的数据必须的事情。 That’s obviously a good question and whether you sign up for Mint or not really will depend not on what security practices they have in place, but on how risk averse you are.这显然是一个很好的问题，以及是否你签订了为薄荷或没有真正将取决于不是什么安全的做法，他们已经到位，但对如何风险厌恶你。

You can read the Mint你可以阅读造币厂 security policies here安全政策在这里 , however, if you simply don’t trust your data online, then you probably don’t want to use a service like this.但是，如果你根本不信任你的数据在线，那么你可能不想用这样一个服务这一点。 For someone like me, I probably will use it since I’m pretty sure that most things will eventually move online and the security will have to be top-notch.有人喜欢我，我可能会使用它，因为我非常确信，大多数事情终于在网上和安全理事会将要拔尖。

The disadvantages to Mint are the fact that it does not support brokerage accounts, which Quicken does and it does not support bank transfers, which Quicken does not support either.弊端，以造币厂是一个事实，即它不支持经纪账户的，加快是否和它不支持银行转帐，其中加快并不支持。 Other than that, however, it’s a great way to get an instant snapshot of your basic spending habits and to get some idea of your personal finances.除此之外，不过，这是一个伟大的办法让瞬间快照您基本的消费习惯，并了解一些你个人的财政状况。

Anyone use this software yet?任何人使用这个软件吗？ Post a comment and let us know!张贴一条评论，并让我们知道！ Enjoy!享受！

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