BillMeLater - Pay for stuff online without using a credit card billmelater -付出的東西放到網上使用信用卡

Posted on December 13, 2007 at 7:50 am張貼於2007年12月13日在上午07時50分

Hate paying for things online with your credit card all the time?仇恨付出的東西，在網上與你的信用卡全部時間？ Afraid someone will be able to read the data from your computer or while it’s being sent across the Internet?怕有人將能夠讀取數據，從您的計算機上或在它的被送到全國各地的互聯網？ Or maybe you’d rather avoid having your credit info stored in the databases of online retailers?也許你寧願避免您的信用信息存儲在數據庫中的網絡零售商？

Well, if that has stopped you from buying stuff online, it’ll be getting a lot easier soon!那麼，如果說已經停止了，你買的東西在網上，它就會變得越來越容易得多快！ That’s because Amazon.com is investing in a new payment processing web service called這是因為amazon.com是投資於一個新的付款處理web service的所謂 BillMeLater.com billmelater.com . 。

billmelater

Here’s how it works: shop online at stores where BillMeLater is an option (includes Apple Store, Walmart.com, ToysRus, Amazon, etc), answer two questions, and you’re done!這裡的如何運作：網上購物，在商店那裡billmelater是一種選擇（包括蘋果公司的零售店， walmart.com ， toysrus ，亞馬遜等） ，回答了兩個問題，並且你做了！ BillMeLater will pay for the item and will bill you at a later date. billmelater將用於支付項目，並會條例草案，你在稍後的日期。 So how can that work?那麼又如何能工作呢？ Well, BillMeLater performs a credit check on you (a really fast one) by asking you for your birth date and last four digits of your social security number.那麼， billmelater履行信用查核你（一真快一） ，由問你，為你的出生日期和最後四個數字，你的社會安全號碼。

The credit check is amazingly fast and it must be using some pretty advanced technology to be able to approve or disapprove someone that quickly.信用查詢卻驚人地快，它必須用一些很先進的技術，以便能夠批准或不批准，有人說，快。 It actually takes about 3 seconds.它實際上約需3秒鐘。 If you purchase something under $500, you have 90 days to pay it off with no interest charges.如果您購買的東西低於500元，你必須在90天內支付過任何利息費用。 If it’s over $500, you have six months.如果它的超過500元，你有6個月。 However, the catch for this service is that if you FAIL to pay within the allotted time, you will end up paying 19.99 percent interest on the ENTIRE amount.不過，趕上這項服務的是，如果你不支付所分配的時間內，你最後將支付19.99 ％的權益，進而對整個數額。

This kind of sounds like a…hmmm…credit card!這種聽起來像一個… … hmmm信用卡！ Basically it is, but without the plastic!基本上是可以的，但是沒有塑料！ You’re basically getting a NET 30 or NET 180 days loan from BillMeLater.你基本上得到淨30或網180天貸款billmelater 。 If you’re very diligent with your finances, this will be perfect for anyone who either needs to buy something now and pay later or someone who simply wants to hide their credit card info.如果你是非常勤勞與你的財政狀況，這將是完美的人要么需要買東西，現在和薪酬或稍後的人，無非是想藉以隱瞞他們的信用卡信息。

網上購物

Apparently people seem to like the idea a lot because they have over 3 million people that have signed up already.顯然人們似乎喜歡想法很多，因為他們有超過300萬人已簽署起來了。 They also have a “zero fraud liability” protection feature, just in case someone knows the last four digits of your social and you birthday and charges up half the retail market under your name!他們也有一種"零和欺詐賠償責任"保護功能，以防萬一有人知道最後四個數字，你的社會和你的生日和收費了一半的零售市場下，你的名字！ Another reason to keep your social secret!另一個原因，使你的社交秘密！ A crook only needs that and your bday, so be careful.一騙子只需要和你的bday ，所以一定要小心。

Overall, I think BillMeLater is a good service for some people, but should not be used regularly unless you have to.整體而言，我認為billmelater是一個很好的服務，為一些人，但不應當被用來定期除非你有。 It makes it SUPER easy to buy stuff without thinking about it and could lead to heavy debt just like with credit cards.它使超級方便地購買東西，沒有想到它可能會導致沉重的債務就像信用卡。 Source via經源 Webware webware . 。

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