BillMeLater - Pay for stuff online without using a credit card billmelater -付出的东西放到网上使用信用卡

Posted on December 13, 2007 at 7:50 am张贴于2007年12月13日在上午07时50分

Hate paying for things online with your credit card all the time?仇恨付出的东西，在网上与你的信用卡全部时间？ Afraid someone will be able to read the data from your computer or while it’s being sent across the Internet?怕有人将能够读取数据，从您的计算机上或在它的被送到全国各地的互联网？ Or maybe you’d rather avoid having your credit info stored in the databases of online retailers?也许你宁愿避免您的信用信息存储在数据库中的网络零售商？

Well, if that has stopped you from buying stuff online, it’ll be getting a lot easier soon!那么，如果说已经停止了，你买的东西在网上，它就会变得越来越容易得多快！ That’s because Amazon.com is investing in a new payment processing web service called这是因为amazon.com是投资于一个新的付款处理web service的所谓 BillMeLater.com billmelater.com . 。

billmelater

Here’s how it works: shop online at stores where BillMeLater is an option (includes Apple Store, Walmart.com, ToysRus, Amazon, etc), answer two questions, and you’re done!这里的如何运作：网上购物，在商店那里billmelater是一种选择（包括苹果公司的零售店， walmart.com ， toysrus ，亚马逊等） ，回答了两个问题，并且你做了！ BillMeLater will pay for the item and will bill you at a later date. billmelater将用于支付项目，并会条例草案，你在稍后的日期。 So how can that work?那么又如何能工作呢？ Well, BillMeLater performs a credit check on you (a really fast one) by asking you for your birth date and last four digits of your social security number.那么， billmelater履行信用查核你（一真快一） ，由问你，为你的出生日期和最后四个数字，你的社会安全号码。

The credit check is amazingly fast and it must be using some pretty advanced technology to be able to approve or disapprove someone that quickly.信用查询却惊人地快，它必须用一些很先进的技术，以便能够批准或不批准，有人说，快。 It actually takes about 3 seconds.它实际上约需3秒钟。 If you purchase something under $500, you have 90 days to pay it off with no interest charges.如果您购买的东西低于500元，你必须在90天内支付过任何利息费用。 If it’s over $500, you have six months.如果它的超过500元，你有6个月。 However, the catch for this service is that if you FAIL to pay within the allotted time, you will end up paying 19.99 percent interest on the ENTIRE amount.不过，赶上这项服务的是，如果你不支付所分配的时间内，你最后将支付19.99 ％的权益，进而对整个数额。

This kind of sounds like a…hmmm…credit card!这种听起来像一个… … hmmm信用卡！ Basically it is, but without the plastic!基本上是可以的，但是没有塑料！ You’re basically getting a NET 30 or NET 180 days loan from BillMeLater.你基本上得到净30或网180天贷款billmelater 。 If you’re very diligent with your finances, this will be perfect for anyone who either needs to buy something now and pay later or someone who simply wants to hide their credit card info.如果你是非常勤劳与你的财政状况，这将是完美的人要么需要买东西，现在和薪酬或稍后的人，无非是想借以隐瞒他们的信用卡信息。

网上购物

Apparently people seem to like the idea a lot because they have over 3 million people that have signed up already.显然人们似乎喜欢想法很多，因为他们有超过300万人已签署起来了。 They also have a “zero fraud liability” protection feature, just in case someone knows the last four digits of your social and you birthday and charges up half the retail market under your name!他们也有一种"零和欺诈赔偿责任"保护功能，以防万一有人知道最后四个数字，你的社会和你的生日和收费了一半的零售市场下，你的名字！ Another reason to keep your social secret!另一个原因，使你的社交秘密！ A crook only needs that and your bday, so be careful.一骗子只需要和你的bday ，所以一定要小心。

Overall, I think BillMeLater is a good service for some people, but should not be used regularly unless you have to.整体而言，我认为billmelater是一个很好的服务，为一些人，但不应当被用来定期除非你有。 It makes it SUPER easy to buy stuff without thinking about it and could lead to heavy debt just like with credit cards.它使超级方便地购买东西，没有想到它可能会导致沉重的债务就像信用卡。 Source via经源 Webware webware . 。

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