13 ways to protect personal data from online fraud and identity theft 13如何保護個人資料，從網上欺詐和身份盜竊

Posted on August 13, 2007 at 9:35 pm張貼於2007年8月13日在下午9點35分

Welcome to Online Tech Tips , a great resource for computer tutorials, technology news, software reviews, and personal computing tips.歡迎網上高新技術小費，豐厚的資源，計算機技術指南，科技新聞，軟件審查，以及個人電腦的提示。 If you're new here and you like the content, you can subscribe to my如果你是來這裡和你喜歡的內容，你可以訂閱我的 RSS feed rss的飼料 to get daily tips.獲得每日小費。 Thanks for visiting!感謝來訪！

In our digital age, it’s becoming increasingly hard not to share your personal data, such as passwords, bank account numbers, credit card numbers, etc online because even if you prefer the two P’s when performing transactions (Paper and Phone), most companies prefer doing everything online for financial reasons.在我們的數字化時代，它的日益很難不共享您的個人資料，如密碼，銀行帳戶號碼，信用卡號碼等上網，因為即使你喜歡的兩個p的時候，演出交易（紙張和電話） ，但大多數公司都寧願盡一切網上財政上的理由。 Unfortunately, some companies do not put in place the necessary stringent policies and procedures needed for your personal data to be secure.遺憾的是，有些公司不落實必要的嚴格的政策和程序，需要為您的個人資料的安全。

Just as many people say that by the time the current working generation retires in 20 to 30 years, there may not be any social security system or pensions to count on and we must learn to save for ourselves, the same is true for protecting your personal data online.正如很多人說，經過一段時期當前工作的一代退休，在20年至30年，可能沒有任何的社會保障制度或退休金指望我們必須學會以節約為自己，也同樣如此，為保護您的個人數據上網。 With spyware, viruses, hackers, etc, it is very easy for anyone to become the victim of online fraud or identity theft.與間諜軟件，病毒，黑客等，它是很容易的，任何人成為受害者，網上欺詐或身份盜竊。

Here are a 13 measures you can take either when making online transactions or simply in your day-to-day computing life to make sure your data is not stolen.這裡是一個十三項措施的，你可以接受時，網上交易，或只是在你的日常計算壽命，以確保你的數據是不是被盜。

1. Keep your personal and sensitive data off your computer - What can a virus or spyware program possible to with your personal data if you don’t store it on your computer? 1 。 保存你的個人和敏感的數據，脫下你的計算機 -可以怎樣一種病毒或間諜程式可能與你的個人資料，如果你不儲存在您的計算機上？ It’s simple and very effective.它的簡單，非常有效。 Try your best to keep bank account numbers, passwords, etc off your computer.盡量保持銀行戶口號碼，密碼，等過你的電腦。 If you want to keep it in electronic format for easy access, that’s fine, simply buy a $20 flash drive and store all the sensitive files there.如果你想保留它以電子形式為方便，很好，乾脆買一個20元的閃存驅動器和存儲所有敏感文件。 Keep it in a safe place and if you need to refer to the documents, then just plug in your drive.它保持在一個安全的地方，如果你需要參考的文件，然後輸入你的驅動器。 Lots of people tend to leave their computers on for long periods of time and it can be compromised at any time, so if there is no data to steal, then you’ve already done a lot to prevent data theft!很多人傾向於離開自己的計算機上進行相當長的時間，而且可以作出妥協，在任何時候，所以，如果沒有數據，以竊取，那麼，你已經做了很多工作，以防止數據竊取！ If you REALLY want it on your computer, then at least make sure you encrypt it.如果你真的希望它在您的計算機上，那麼至少確定你加密。

2. Avoid saving credit card info, etc on shopping sites - Many web sites today, such as Orbitz, Amazon, eBay, give you the option to save your credit card info so that you don’t have to type in all the information each time you want to buy something. 2 。 避免儲蓄，信用卡信息等購物網站-不少網站，如o rbitz的，亞馬遜，電子海灣，讓你可以選擇保存您的信用卡信息，讓你不必鍵入的所有信息，每個當你想購買的東西。 That’s great for them, easy money and more sales, but what about you?這就是偉大的，為他們賺錢容易和更多的銷售，但對於你呢？ What if someone eventually does hack into their database (and don’t worry many people are trying everyday) and downloads thousands of credit card numbers, bank account numbers, etc?如果有人最終是否潛入其數據庫（不要擔心，不少人正試圖天天） ，並下載成千上萬的信用卡號碼，銀行帳戶號碼等？ It might take an extra minute, but it’s better to not save your info on any shopping site.但可能需要額外分鐘，但它的更好，以救不了你的信息就任何購物網站。

3. Do not use the same password for every last thing on the Internet - Yes we all hate passwords, but hackers love people who don’t use passwords or who use passwords like “john” or “joe”. 3 。 不要使用同一個密碼，每一次的事情在互聯網上 -是大家都討厭密碼，但黑客愛的人，不要使用密碼或使用密碼一樣， "約翰"或"喬" 。 You don’t have to keep a different password for EVERY site, that would be crazy, but definitely not just one.你不須要保持一個不同的密碼，為每一個站點，那將是瘋了，但絕對不只是一個。 These days just about everyone has an eBay, Amazon, Orbitz, etc account and so if a hacker figures out one password, they’ll go ahead and try to see if it works on any other site.這些天來只是每個人都有一個電子海灣，亞馬遜， orbitz的等帳號等，如果一個黑客數字出一個口令，他們就會繼續進行嘗試看看，如果工程對任何其他網站。 Make sure passwords are different a more complicated.確保密碼是不同的一個比較複雜的。 Just throwing in a number or symbol at the end will make it hundreds of times hard for a person to crack your password!這只是一個號碼或符號在去年底將使數百次努力，為一個人，以打擊你的密碼！

4. Always think before providing information when solicited - If you ever get an email that has a link in it that requires ANY personal information, make sure you go to the web site yourself manually by typing in the address. 4 。 他一直認為，之前提供信息時，徵求了 -如果你有機會和一個電子郵件說，有一個環節，它要求任何個人信息時，要確保你到網站上自己手動鍵入地址。 Half the time links in emails point to fake addresses with very close names.一半時間聯繫電子郵件點，以假地址非常密切的名字。 Also, if you post items on sites like eBay or Craigslist, you will always be bombarded by scams from Nigeria, etc that sound way too good to be true (like someone would actually pay more for your item than what you listed it at)!!!另外，如果您在項目網站如ebay或craigslist的，你將永遠遭到詐騙來自尼日利亞等，完善的方式過於異想天開（就好比有人將實際付出的更多，為你的項目比你上市，它在） ！ ！ ！ And just because a web site exists does not mean it it legitimate!只是因為一個網站存在並不意味著它是合法的！ If you’ve never heard of the site before, just type it into Google once and see if anything like “XXX IS A SCAM” pops up!如果你從未聽說過的網站，只需要輸入它變成谷歌一勞永逸地看到，如果喜歡的" xxx是一個騙局"持久性有機污染物的時候了！

5. Only connect to secure wireless networks if you can - If you have a home wireless network, secure it quickly! 5 。 只連接到安全的無線網絡，如果你能 -如果你有一個家庭無線網絡，安全，快速！ Connecting to non-secure wireless networks is asking for trouble.連接到非安全的無線網絡是自尋煩惱。 At the place I work, the sales people’s computers constantly have spyware on their computers because they connect to lots of insecure hotel wireless networks constantly.在地方，我工作的情況，銷售的人的電腦不斷有間諜軟件在自己的電腦上，因為它們連接到大量的不安全酒店無線網絡不斷。 Avoid them at all costs!避免他們不惜一切代價！

6. Clear your browser’s cache after an online transaction - Sometimes your browser will save certain information you typed into forms, etc when you are online, so it’s always good to clear that after you’re done. 6 。 明確你的瀏覽器的緩存後，網上交易 -有時候，你的瀏覽器將可節省某些資料，你鍵入表格等，當你在線的，所以它的行為總是好的，清理後，你做的。 Here’s an article I wrote previously on how to這裡的一篇文章，我就寫以前，就如何 clear your browser history明確你的瀏覽器的歷史 . 。 Also, if you get that message sometimes from your browser asking you whether you want it to automatically save your passwords, etc, click NO.此外，如果你得到了這個信息，有時從你的瀏覽器問你，你是否希望它會自動保存你的密碼等，點擊否定的。 It’s another small pain, but it might help you one day!它的另一個小痛苦，但它可以幫助你一天！

7. Make sure anti-virus and anti-spyware are installed and up-to-date - This, of course, should be obvious. 7 。 確保防病毒和反間諜軟件的安裝和不斷更新的 -當然，這應該是顯而易見的。 You can either buy excellent anti-virus programs like Kaspersky Anti-Virus or free programs like AVG, which is pretty good too.你可以購買優良的防毒程式一樣卡巴斯基反病毒或免費的節目，像美國志願大隊，這是不錯的。 Either way, make sure you have something installed.無論哪種方式，要確定你有一些安裝了。 However, most people usually stop there and don’t install any anti-spware programs.然而，大多數人通常會因此罷手，並沒有安裝任何反spware節目。 That’s a big mistake!這是一個大錯誤！ Nowadays, spyware programs send your data to their creators so they can make money.如今，間諜軟件發送你的數據，以它們的創造者，使他們也能賺錢。 Some good anti-spyware apps are Windows Defender, SpySweeper, SpywareBlaster, AdWare, and Spybot Search and Destroy.一些好的反間諜軟件應用程序窗口，辯護人， spysweeper ， spywareblaster ，廣告軟件，並包括spybot搜尋並摧毀。 I have three installed on my computer!我有3個安裝了我的電腦！

8. Turn your computer off or on standby when you’re not using it - This might sound low-tech and it is, but it’s really effective. 8 。 將您的電腦或待命狀態，當你不使用它-這可能是無害的低技術，它是可以的，但是它確實有效。 This is kind of like the first tip, if your computer is not on, then what can a hacker, virus, or anything else possibly do?這是一種像首端，如果你的電腦是不是，那又如何能黑客，病毒，或者其它的東西，可能做什麼呢？ Nothing!什麼！ So if you have a desktop at home, make sure you turn it off or put your laptop into sleep mode when you’re not there.因此，如果你有一個台式機在家裡時，要確保你將其關閉，或者把你的筆記本電腦進入睡眠模式，當你不在那裡。 Why open it to attack if you’re not even using the computer?為什麼打開它來攻擊，如果你還沒有使用電腦？

9. Make sure the URL has an HTTPS instead of HTTP - The S makes all the difference! 9 。 確保url的一個https而不是http的-標 ，使所有差別！ You’ll notice that when you buy something from Amazon or another big site, once you being to checkout, the URL always starts with a HTTPS.你會發覺，當你買東西，從亞馬遜或另一大工地，一旦你正在為退房， url中總是始於一個https 。 This means that the communication between your computer and their server is secure and encrypted.這就是說，溝通你的計算機和服務器，是在安全和加密。 If someone tries to read the data as it travels across the Internet, they won’t be able to understand or decipher it.如果有人嘗試把閱讀數據，因為它遊記跨越互聯網，但他們將無法理解或破譯。 If you’re buying something from a smaller site and they don’t have HTTPS, just call them and buy it.如果你買的東西從一個規模較小的網站，他們不有https ，只是要求他們買它。 Not worth risking data passing unencrypted over the net.不值得冒數據傳遞加密過網。

10. Use a secure Internet browser when you are online - Firefox is considered more secure than IE and that’s what a number of sites also have tested. 10 。 利用一個安全的互聯網瀏覽器時，你是在網上 -火狐被認為是更安全的，比即這也正是許多網站也已進行測試。 Personally, I use Firefox and you should consider it if you’re using IE 7.以我個人而言，使用firefox和你應該考慮這個問題，如果你正在使用即7 。 IE 7 has more security features than ever before, but it still has lots of holes also.即7具有更多防偽特徵比以往任何時候都，但它仍然有大量的孔洞。 Using a more secure browser can help protect against browser hijacking, etc. Anyway, most viruses are written for IE since it’s more common, so it’s more likely to be hacked.用一個更安全的瀏覽器，可以幫助他們防範瀏覽器劫持等，但無論如何，大多數病毒都是寫給即因為它的越來越普遍，因此它更容易被砍死的。

11 . 11 。 Lock your computer at home and at the office - This is another one of those tips that most people don’t think about, especially at your office. 鎖定你的電腦在家庭和辦公室的 -這又是另外一人小費，大多數人都不會想到的事情，特別是在你的辦公室。 If you leave for lunch and your computer is just on without a password-protected screen saver, what will stop a snoopy co-worker to get onto your computer and look through your My Documents, etc?如果你離開午餐，你的電腦是剛剛就沒有一個有密碼保護的屏幕保護程序，有什麼會阻止監聽合作工作者步入你的電腦，並期待透過你的我的文檔等？ It may not seem likely, but it can very well happen and it’s better to press CNTRL-ALT-DELTE and press Lock Computer or put a password on your screen saver than have some co-worker copy your tax returns from last year!它似乎並不可能，但它可以很清楚的事情，它的更好的新聞界cntrl -另類delte並按下鎖定電腦或把密碼對你的螢幕保護程式，比有一些合作，工人拷貝你的報稅文件，從去年！

12. Be careful who you give your computer to when it needs fixing - Unfortunately, if you’re not a tech person, you probably have to hand over your computer to someone else when something goes wrong. 12 。 小心你的人給你的計算機時，需要修補 -不幸的是，如果你不是一個高科技的人，也許你會不得不拱手讓您的計算機給別人當一些亂子。 I’ve done a lot of computer fixing and one thing I’ve noticed is how ridiculously easy it would be for me to download ALL of their personal information to my external hard drive or flash drive.我已經做了大量的計算機操縱一件事，我已經注意到的是如何可笑可以很容易地將我下載了他們的所有個人資料，我的外部硬盤驅動器或閃存驅動器。 People simply trust technical support people too much.人根本信託技術支持的人太多。 If someone is going to fix your computer, have then come over to your house and just watch as they do it.如果有人要修理你的電腦，然後來給你的房子和你看看，因為他們這樣做。 When you’re off in another room while they fix your computer, they can also be copying your entire hard drive for themselves.當你就夠了，在另一個房間，而他們修理你的電腦，也可以被複製你的整個硬盤，為自己。

13. Use advanced techniques like encryption, anonymous browsing, virtualization software, etc - Lastly, if you really want to do more than just the usual, you can encrypt your data, browse the Internet anonymously, or run IE or Firefox in a virtual environment. 13 。 利用先進的技術，如加密，匿名瀏覽，虛擬化軟件等 -最後，如果你真的不想做，不僅僅是慣常的，你可以加密你的數據，瀏覽互聯網，以匿名方式，參選者或即或火狐在一個虛擬的環境， 。 The advantage of the latter is that you can actually catch a virus or spyware program in the virtual environment and it won’t affect your operating system at all.好處是後者，是你真正可以趕上病毒或間諜軟件在虛擬環境中，它會不會影響你的作業系統在所有。 You can read more by searching “virtualization software” in Google.你可以閱讀更多的尋求"虛擬軟件"谷歌。

Remember, don’t be afraid of the Internet, it’s a great way to make your life easier and can be a safe place as long as you follow some simple common sense rules.記住，不要怕，在互聯網上，這是一個偉大的方式讓你的生活更容易，並可以是一個安全的地方，你只要遵循一些簡單的常識，規則。 Even if you never use a computer, your identity can still be stolen from the paper that your throw out in your trash!即使你從來不使用一台電腦，你的身份仍然可以從被竊文件說，你丟了你的垃圾桶！

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5 Responses to “13 ways to protect personal data from online fraud and identity theft”五日回應" 13辦法，以保護個人資料，從網上欺詐和身份盜竊"

  1. Jane 詹氏 said on : 說： August 14th, 2007 at 12:57 pm 2007年8月14日在下午12時57分

    Excellent article.優秀文章。 I learned something.我學到的東西。 Very helpful.非常有幫助。 Thank you.謝謝。


  2. akishore said on : akishore說： August 14th, 2007 at 1:09 pm 2007年8月14日在下午1點09分

    Hi Jane, thank you for the comment!喜珍，謝謝你的評論！ I appreciate it!我欣賞它！ These days one has to be very careful out there, yet many people do not think about it until it happens to them.這些天，其中一個就必須非常小心，在那裡，但是很多人都不會想到它，直到它發生給他們。 Good to be proactive!好的要積極主動！


  3. Maxwell 麥克斯韋 said on : 說： August 20th, 2007 at 10:43 am 2007年8月20日在上午10時43分

    Excellent, well written article.優秀的，寫得不好的文章。 I was going to try and think of a point #14 but I believe you have covered all the bases there.我本來打算嘗試，並認為一個點＃ 14 ，但我相信你已經涵蓋所有基地。


  4. Richard FDisk said on : 理查德fdisk說： August 30th, 2007 at 6:27 pm 2007年8月30日在下午6時27分

    I’ve a question and a half about point # 8.我已經一個問題，一個半約一點＃ 8 。 “turning off” the computer. "關掉"的電腦。

    I’ve had a few people tell me that if I don’t go into the BIOS and disable “Wake on LAN” or however it’s worded for any particular BIOS that has this “feature”, that even though the PC appears to be off, it’s actually in “Deep Sleep” and if someone sends (whatever hacking they do) to the network jack on your PC it will start up and do whatever they tell it to?我已經有幾個人告訴我，如果我不進入bios和禁用"尾跡對蘭" ，或不過它的措辭為任何特定的bios有這個"特點" ，那即使電腦似乎被起飛，它實際上是在"深睡" ，如果有人送（無論黑客，他們這樣做） ，以網絡傑克對你的電腦將開始行動，為所欲為地告訴它呢？
    and the only other way besides going into BIOS is to actually pull the network plug from the jack or flip the switch on the power bar so that the PC is actually off.和唯一的其他方式，除了進入bios的，是要真正把網絡插頭從傑克或倒裝開關對電力桿，使籌委會實際上是小康。

    how much of it is truth?又有多少是真相？

    (one of my new PC’s has the “Wake on LAN” setting in BIOS but I don’t have it connected to anything any way.) （我的一個新的電腦有"尾跡對蘭"設置bios的，但我沒有它連接到任何以任何方式） 。

    Cheers乾杯
    RfD日基準劑量
    __

    also, just an add on not really part of internet ID security but I thought I’d mention it anyway because IE 7 was mentioned in one of the subject points;另外，只是一個補充並非真正的一部分，在互聯網上身份證安全，而且我還以為我提它，因為無論如何，即7條中提到的一個主題點;

    Internet Exploder 7 & WiMPlayer 11 > watch out about updating to these on XP systems that have older software on them especially CD/DVD burning Apps.互聯網引爆七日＆ wimplayer十一>手錶批出約更新這些使用xp系統，有一些老的軟件，對他們尤其是cd / dvd刻錄應用程序。 ie.即。 Roxio products, etc. These programs will be rendered totally useless by these updates, and no amount of uninstall - reinstalling will fix it because a hugh part of the “kernel” is altered by the updates.了roxio產品等，這些節目將變得完全無用的，由這些更新，並沒有多少卸載-重新將修復它，因為休"的一部分內核" ，是變造的，由更新。


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    […] 13 Ways to protect sensitive data from Online Fraud […] [ … … ] 13途徑，以保護敏感的數據，從網上詐騙[ … … ]

    August 23rd, 2007 at 5:56 pm 2007年8月23日在下午5時56分
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