13 ways to protect personal data from online fraud and identity theft 13如何保护个人资料，从网上诈骗和身份窃取

Posted on August 13, 2007 at 9:35 pm发布于2007年8月13日在下午9点35分

In our digital age, it’s becoming increasingly hard not to share your personal data, such as passwords, bank account numbers, credit card numbers, etc online because even if you prefer the two P’s when performing transactions (Paper and Phone), most companies prefer doing everything online for financial reasons.在我们的数字化时代，它的日益很难不分享您的个人资料，如密码，银行帐户号码，信用卡号码等线上，因为即使你喜欢的两个P的时候，表演交易（纸张和电话）大多数公司倾向于尽一切在线财政上的理由。 Unfortunately, some companies do not put in place the necessary stringent policies and procedures needed for your personal data to be secure.遗憾的是，有些公司不落实必要的严格的政策和程序，需要将您的个人资料安全。

Just as many people say that by the time the current working generation retires in 20 to 30 years, there may not be any social security system or pensions to count on and we must learn to save for ourselves, the same is true for protecting your personal data online.正如很多人说，经过一段时期当前工作的一代退休，在20年至30年，可能没有任何的社会保障制度或退休金指望我们必须学会以节约为我们自己，这同样适用于保护您个人数据线上。 With spyware, viruses, hackers, etc, it is very easy for anyone to become the victim of online fraud or identity theft.间谍软件，病毒，黑客等，它是很容易的，任何人成为受害者，网上欺诈或盗用身份。

Here are a 13 measures you can take either when making online transactions or simply in your day-to-day computing life to make sure your data is not stolen.这里有十三项措施，你可以采取任何决策时，在网上交易或干脆在你的日常计算生命，以确保您的资料不被盗。

1. Keep your personal and sensitive data off your computer - What can a virus or spyware program possible to with your personal data if you don’t store it on your computer? 1 。 保持您的个人和敏感的数据，脱下你的计算机 -可以怎样一种病毒或间谍程序可能与你的个人资料，如果你不储存于您的电脑吗？ It’s simple and very effective.它的简单，而且非常有效。 Try your best to keep bank account numbers, passwords, etc off your computer.尽量保持银行帐户号码，密码等，请关闭您的计算机。 If you want to keep it in electronic format for easy access, that’s fine, simply buy a $20 flash drive and store all the sensitive files there.如果你想保留它以电子形式为方便，很好，只需购买一个20元的闪存驱动器和存储所有敏感文件。 Keep it in a safe place and if you need to refer to the documents, then just plug in your drive.保存在一个安全的地方，如果您需要引用的文件，那么只要插入您的驱动器。 Lots of people tend to leave their computers on for long periods of time and it can be compromised at any time, so if there is no data to steal, then you’ve already done a lot to prevent data theft!很多人往往离开自己的电脑上相当长的时间，而且可以毫不妥协的，在任何时间，所以，如果没有数据，以窃取，那么您已经做了很多工作，以防止资料被窃取！ If you REALLY want it on your computer, then at least make sure you encrypt it.如果你真的不想对你的电脑，那么至少确保你加密。

2. Avoid saving credit card info, etc on shopping sites - Many web sites today, such as Orbitz, Amazon, eBay, give you the option to save your credit card info so that you don’t have to type in all the information each time you want to buy something. 2 。 避免储蓄信用卡信息等，对购物网站 -许多网站，如O rbitz等，亚马逊，电子海湾，让您可以选择以节省您的信用卡资料，让你不必键入的所有信息，每个当时你想买的东西。 That’s great for them, easy money and more sales, but what about you?那就太好了，他们赚钱容易和更多的销售，但你呢？ What if someone eventually does hack into their database (and don’t worry many people are trying everyday) and downloads thousands of credit card numbers, bank account numbers, etc?如果有人最终是否入侵到他们的资料库（和你不用担心，很多人正试图天天） ，并下载成千上万的信用卡号码，银行帐户号码等？ It might take an extra minute, but it’s better to not save your info on any shopping site.但可能需要额外分钟，但最好不要保存你的信息就任何购物网站。

3. Do not use the same password for every last thing on the Internet - Yes we all hate passwords, but hackers love people who don’t use passwords or who use passwords like “john” or “joe”. 3 。 不要使用同一个密码，为每个上的事情就在互联网上 -是大家都讨厌密码，但黑客爱的人，不要使用密码或使用密码一样， "约翰"或"乔" 。 You don’t have to keep a different password for EVERY site, that would be crazy, but definitely not just one.你不须要保持一个不同的密码，为每个站点的，那会是疯了，但绝对不只是一个。 These days just about everyone has an eBay, Amazon, Orbitz, etc account and so if a hacker figures out one password, they’ll go ahead and try to see if it works on any other site.这些天来只是每个人都拥有一个易趣，亚马逊， Orbitz等，等帐号等，如果黑客数字出一个密码，他们将继续和尝试看看，如果工程对任何其他网站。 Make sure passwords are different a more complicated.确保密码是不同的一个比较复杂的。 Just throwing in a number or symbol at the end will make it hundreds of times hard for a person to crack your password!这只是一个号码或符号在去年底将使数百次努力，为一个人，以破解您的密码！

4. Always think before providing information when solicited - If you ever get an email that has a link in it that requires ANY personal information, make sure you go to the web site yourself manually by typing in the address. 4 。 时时刻刻想着之前提供信息时，征求了 -如果你收到一封电子邮件说，有一个链接在它认为需要的任何个人信息时，要确保你到网站上自己手动键入在施政报告的内容。 Half the time links in emails point to fake addresses with very close names.有一半时间联系电子邮件点，以假地址，具有非常密切的名字。 Also, if you post items on sites like eBay or Craigslist, you will always be bombarded by scams from Nigeria, etc that sound way too good to be true (like someone would actually pay more for your item than what you listed it at)!!!另外，如果您员额项目上的下载网站，如eBay或Craigslist的，你将永远遭到诈骗，从尼日利亚等，完善的方法，真正的好（有人将实际付出的更多，为您的物品比你上市，它在） ！ ！ And just because a web site exists does not mean it it legitimate!只是因为一个网站存在并不意味着它是合法的！ If you’ve never heard of the site before, just type it into Google once and see if anything like “XXX IS A SCAM” pops up!如果您从未听说过这个网站之前，只需键入它到Google一劳永逸地看到，如果喜欢的" XXX是一个骗局"持久性有机污染物的时候了！

5. Only connect to secure wireless networks if you can - If you have a home wireless network, secure it quickly! 5 。 只连接到安全的无线网络，如果你能 -如果你有一个家庭无线网络，安全，快速！ Connecting to non-secure wireless networks is asking for trouble.连接到非安全的无线网络是自找麻烦。 At the place I work, the sales people’s computers constantly have spyware on their computers because they connect to lots of insecure hotel wireless networks constantly.在地方，我工作的情况，销售人的电脑不断有间谍在自己的电脑上，因为它们连接到大量的不安全酒店无线网络不断。 Avoid them at all costs!避免他们不惜一切代价！

6. Clear your browser’s cache after an online transaction - Sometimes your browser will save certain information you typed into forms, etc when you are online, so it’s always good to clear that after you’re done. 6 。 清除浏览器的快取记忆体后，在网上交易 -有时候，你的浏览器将可节省某些信息，你所输入的表格等，当你在线业务，因此它的行为总是好的，清理后，你做了。 Here’s an article I wrote previously on how to这里的一篇文章，我就写以前，就如何 clear your browser history清除浏览器的历史 . 。 Also, if you get that message sometimes from your browser asking you whether you want it to automatically save your passwords, etc, click NO.此外，如果你得到了这个信息，有时从你的浏览器问你，你是否希望它会自动保存你的密码等，点击否定的。 It’s another small pain, but it might help you one day!它的另一个小痛苦，但它可以帮助你一天！

7. Make sure anti-virus and anti-spyware are installed and up-to-date - This, of course, should be obvious. 7 。 确保反病毒软件和反间谍软件安装，并及时更新 -当然，这应该是显而易见的。 You can either buy excellent anti-virus programs like Kaspersky Anti-Virus or free programs like AVG, which is pretty good too.您可以购买优良的防毒程式，如卡巴斯基反病毒或免费的节目平均，这是不错的。 Either way, make sure you have something installed.无论哪种方式，要确保你有安装。 However, most people usually stop there and don’t install any anti-spware programs.然而，大多数人通常会因此罢手，并没有安装任何反spware节目。 That’s a big mistake! that'sa ，铸成大错！ Nowadays, spyware programs send your data to their creators so they can make money.如今，间谍软件程序传送数据给它们的创造者，使他们也能赚钱。 Some good anti-spyware apps are Windows Defender, SpySweeper, SpywareBlaster, AdWare, and Spybot Search and Destroy.一些好的反间谍软件应用程序与Windows Defender是spysweeper ， spywareblaster ，广告软件和Spybot的搜索和摧毁。 I have three installed on my computer!我有3个安装在我的电脑上！

8. Turn your computer off or on standby when you’re not using it - This might sound low-tech and it is, but it’s really effective.八， 关机时，或在待命的时候，您不使用它 -这可能是无害的低技术，它是的，但它确实是一个有效的。 This is kind of like the first tip, if your computer is not on, then what can a hacker, virus, or anything else possibly do?这是一种像第一秘诀，如果你的电脑是不是，那又如何能黑客，病毒，或任何其他可能做什么呢？ Nothing!什么！ So if you have a desktop at home, make sure you turn it off or put your laptop into sleep mode when you’re not there.因此，如果你有一个台式机在家中，请务必将其关闭或把你的笔记本电脑进入睡眠模式时，你不在那里。 Why open it to attack if you’re not even using the computer?为什么打开它来攻击，如果你还没有使用电脑？

9. Make sure the URL has an HTTPS instead of HTTP - The S makes all the difference! 9 。 确保网址已在HTTPS而不是http -标 ，使所有差别！ You’ll notice that when you buy something from Amazon or another big site, once you being to checkout, the URL always starts with a HTTPS.您会发现，当你买东西，从亚马逊或另一大工地，一旦你正在结帐，网址总是首先在于它具有HTTPS的。 This means that the communication between your computer and their server is secure and encrypted.这意味着沟通您的计算机和服务器，是在安全和加密。 If someone tries to read the data as it travels across the Internet, they won’t be able to understand or decipher it.如果有人尝试读数据，因为它旅社横跨互联网，但他们将无法理解或破译。 If you’re buying something from a smaller site and they don’t have HTTPS, just call them and buy it.如果您购买的东西从一个规模较小的网站和他们没有HTTPS的，只是要求他们购买。 Not worth risking data passing unencrypted over the net.不值得冒数据通过加密的超过净。

10. Use a secure Internet browser when you are online - Firefox is considered more secure than IE and that’s what a number of sites also have tested. 10 。 使用一个安全的网络浏览器，当您在线 -火狐被认为是更安全的I E相比，这也正是许多网站也已进行测试。 Personally, I use Firefox and you should consider it if you’re using IE 7.我个人使用Firefox和你应该把它如果您使用的IE 7 。 IE 7 has more security features than ever before, but it still has lots of holes also. IE 7中有更多的安全功能上比以往任何时候都，但它仍然有很多漏洞也。 Using a more secure browser can help protect against browser hijacking, etc. Anyway, most viruses are written for IE since it’s more common, so it’s more likely to be hacked.使用更安全的浏览器，可以帮助他们防范浏览器劫持等，但无论如何，大多数的病毒都是书面IE浏览器，因为它的越来越普遍，因此它更容易被砍死的。

11 . 11 。 Lock your computer at home and at the office - This is another one of those tips that most people don’t think about, especially at your office. 锁定你的电脑在家庭和办公室 -这是另一次的那些秘诀，大多数人都是不想想，特别是在你的办公室。 If you leave for lunch and your computer is just on without a password-protected screen saver, what will stop a snoopy co-worker to get onto your computer and look through your My Documents, etc?如果你离开午餐，你的电脑是刚刚就没有一个有密码保护的屏幕保护程序，有什么会阻止监听合作，工人获得进入您的电脑，并期待透过你的我的文档等？ It may not seem likely, but it can very well happen and it’s better to press CNTRL-ALT-DELTE and press Lock Computer or put a password on your screen saver than have some co-worker copy your tax returns from last year!它似乎并不可能，但可以很清楚的事情，它的更好的新闻界cntrl -替代delte并按下锁定电脑或把密码对你的萤幕保护程式，比有一些合作，工人拷贝你的报税文件，从去年！

12. Be careful who you give your computer to when it needs fixing - Unfortunately, if you’re not a tech person, you probably have to hand over your computer to someone else when something goes wrong. 12 。 小心你的人给予你的计算机时，需要修补 -不幸的是，如果您还不是高新技术的人，也许你会不得不拱手让您的计算机给别人当一些乱子。 I’ve done a lot of computer fixing and one thing I’ve noticed is how ridiculously easy it would be for me to download ALL of their personal information to my external hard drive or flash drive.我已经做了大量的计算机安装与一件事，我已经注意到的是如何可笑不容易，它会成为我下载了他们的所有个人资料，我的外部硬盘驱动器或闪存驱动器。 People simply trust technical support people too much.人根本信托技术支持的人太多了。 If someone is going to fix your computer, have then come over to your house and just watch as they do it.如果有人要修理你的电脑，然后给你的房子和刚刚观赏，因为他们这样做。 When you’re off in another room while they fix your computer, they can also be copying your entire hard drive for themselves.当您在另外一个房间，而他们修理你的电脑，也可以被复制你的整个硬盘驱动器，为自己。

13. Use advanced techniques like encryption, anonymous browsing, virtualization software, etc - Lastly, if you really want to do more than just the usual, you can encrypt your data, browse the Internet anonymously, or run IE or Firefox in a virtual environment. 13 。 运用先进的技术，如加密，匿名浏览，虚拟化软件等 -最后，如果你真的不想做，不仅仅是惯常的，你可以加密你的数据，浏览互联网，库存，或者打开I E浏览器或火狐在一个虚拟的环境， 。 The advantage of the latter is that you can actually catch a virus or spyware program in the virtual environment and it won’t affect your operating system at all.好处是后者，是你真正可以赶上病毒或间谍程序，在虚拟环境中，它会不会影响你的操作系统都没有。 You can read more by searching “virtualization software” in Google.你可以阅读更多寻找"虚拟软件" ，在Google的。

Remember, don’t be afraid of the Internet, it’s a great way to make your life easier and can be a safe place as long as you follow some simple common sense rules.记住，不要怕，在互联网上，这是非常好的方法，使您的生活更轻松，并可以是一个安全的地方，你只要遵循一些简单的常识，规则。 Even if you never use a computer, your identity can still be stolen from the paper that your throw out in your trash!即使你从来不使用一台电脑，你的身份仍然可以被盗，从纸，你丢在垃圾桶里面！

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5 Responses to “13 ways to protect personal data from online fraud and identity theft”五日回应" 13办法，以保护个人资料，从网上诈骗和身份盗窃"

  1. Jane 詹氏 said on : 说： August 14th, 2007 at 12:57 pm 2007年8月14日在下午12时57分

    Excellent article.优秀的文章。 I learned something.我学到的东西。 Very helpful.非常有帮助。 Thank you.谢谢。


  2. akishore said on : akishore说： August 14th, 2007 at 1:09 pm 2007年8月14日在下午1点09分

    Hi Jane, thank you for the comment!喜珍，谢谢你的评论！ I appreciate it!我欣赏它！ These days one has to be very careful out there, yet many people do not think about it until it happens to them.这些天，一个人必须很小心了，但很多人都不去想它，直到它发生。 Good to be proactive!好的要积极主动！


  3. Maxwell 麦克斯韦 said on : 说： August 20th, 2007 at 10:43 am 2007年8月20日在上午10时43分

    Excellent, well written article.优秀的，写得不好的文章。 I was going to try and think of a point #14 but I believe you have covered all the bases there.我本来打算尝试，并认为一个点的第14期，但我相信你已经涵盖所有基地。


  4. Richard FDisk said on : 理查德fdisk说： August 30th, 2007 at 6:27 pm 2007年8月30日在下午6时27分

    I’ve a question and a half about point # 8.我已经一个问题，一个半约一点＃ 8 。 “turning off” the computer. "关掉"的电脑。

    I’ve had a few people tell me that if I don’t go into the BIOS and disable “Wake on LAN” or however it’s worded for any particular BIOS that has this “feature”, that even though the PC appears to be off, it’s actually in “Deep Sleep” and if someone sends (whatever hacking they do) to the network jack on your PC it will start up and do whatever they tell it to?我已经有几个人告诉我，如果我不进入BIOS和禁用"网络唤醒"或然而，它的措辞作任何特定的BIOS有这个"特点" ，即使在PC看来被关闭，它实际上是在"深睡" ，如果有人送（不论是什么黑客，他们这样做） ，以网络杰克对你的电脑将开始行动，为所欲为地告诉它呢？
    and the only other way besides going into BIOS is to actually pull the network plug from the jack or flip the switch on the power bar so that the PC is actually off.和唯一的其他方式，除了进入BIOS的，是要真正把网络堵塞，从杰克或翻转开关对电力酒吧，使该PC其实就是小康。

    how much of it is truth?又有多少是真相？

    (one of my new PC’s has the “Wake on LAN” setting in BIOS but I don’t have it connected to anything any way.) （我的一个新的PC的有"网络唤醒"设定， BIOS的，但我没有它连接到任何以任何方式） 。

    Cheers干杯
    RfD日基准剂量
    __

    also, just an add on not really part of internet ID security but I thought I’d mention it anyway because IE 7 was mentioned in one of the subject points;另外，只是一个补充并非真正的一部分，上网帐号的安全，但我以为我会提到它，因为无论如何， IE 7中被提及的一个主题分;

    Internet Exploder 7 & WiMPlayer 11 > watch out about updating to these on XP systems that have older software on them especially CD/DVD burning Apps.互联网引爆七日及wimplayer十一>观赏了关于更新这些对XP系统已经老年人软件对他们，尤其是CD / DVD刻录应用程序。 ie.即。 Roxio products, etc. These programs will be rendered totally useless by these updates, and no amount of uninstall - reinstalling will fix it because a hugh part of the “kernel” is altered by the updates. Roxio是产品等，这些节目将变得完全无用的，由这些更新，并在任何数量的卸装-重装将修复它，因为休部分的"内核" ，是变造的，由更新。


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  1. Cool Websites and Tips (makeuseof extra #86) » Cool Websites, Software and Internet Tips 酷网站及小费（ makeuseof课外编号86 ） »酷的网站，软件和互联网提示 Says: 内容为：

    […] 13 Ways to protect sensitive data from Online Fraud […] [ … … ] 13的方法来保护敏感的数据，从网上诈骗[ … … ]

    August 23rd, 2007 at 5:56 pm 2007年8月23日在下午5时56分
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